Taragowski Insurance Agency - Clinton, CT a Full

Quality auto insurance is a key component of a good financial plan. The right coverage can help safeguard your assets from loss, damage and lawsuits when the unexpected happens. As your Allstate agent, I can help you create an affordable auto policy that provides financial security and gives you peace of mind.

In addition to the quality coverage and services you normally expect from Taragowski Insurance Agency, I can now offer you even more. You can enjoy great savings and select from a wide range of new innovative features such as Accident Forgiveness, Deductible Rewards, Safe Driving Bonus and New Car Replacement. These exclusive coverages provide you with greater protection and rewards-starting from day one.

Take Another Look
Have you been carrying the same coverage amounts you've had for years? I can help you evaluate whether it's to you benefit to change them to reflect your current situation. I may also be able to help you save money with our auto discounts. Are you a safe driver? Does your teenager have good grades? The answers to these questions and others may save you money.

Whether it's helping to secure your future, explaining new protection and rewards or looking for ways to save you money, I can help you get auto insurance coverage with your needs in mind.

Innovative Policy Features with Your Choice Auto

With Your Choice Auto, you can enjoy Taragowski Insurance Agency's high-quality auto insurance coverage, with better protection if you have an accident and more rewards if you avoid them.

Beyond the Basics

Here's just a taste of what Your Choice Auto can deliver:

Accident Forgiveness...helps keep your rates from going up just because of an accident. Even if it's your fault.
Safe Driving Bonus ... Introducing the Safe Driving Bonus check*, for every six months of accident-free driving you have the opportunity to earn a check of up to 5% of your premium. This is in addition to any other Allstate discounts you qualify for.
Deductible Rewards... You'll get $100 off your Collision deductible the day you sign up. And then $100 off every year you go without an accident. Up to $500 total.
New Car Replacement... If your new car gets totaled within the first three model years, you can get a new car not just the depreciated value.

Stay Safe from Harm
As your life changes, so do your insurance needs. Consider your personal situation when determining your coverage options. Do you have children? Do you own a home? Do you have health insurance? Do you lease or own your car? I can help you find the right coverage along with New Protection and Rewards like Safe Driving Bonus and Accident Forgiveness that Taragowski Insurance Agency delivers.

Review the auto insurance coverages summarized below. Each coverage explained below provides you with important liability, property and injury protections. For instance, Property Damage Liability pays for damages you are legally obligated to pay because of damage you cause to the property of others. Sound System Coverage is an optional coverage that you may select if you want coverage for an expensive sound system.

Protect Yourself and Others with Liability Coverages

Coverage	Description
Bodily Injury Liability Coverage	If you're responsible for injuring someone in an accident, you may be liable for, among other things, the costs of their medical treatment, lost wages, and pain and suffering. Bodily Injury Liability Coverage provides protection for bodily injury damages you're legally obligated to pay because of injuries you cause to others in a covered accident.
Property Damage Liability Coverage	When accidents happen, insurance does more than protect your automobile—it also protects your assets and provides you with financial protection from lawsuits. Property Damage Liability Coverage provides protection for damages you're legally obligated to pay because of damage you cause to the property of others in a covered accident.
Uninsured Motorist Bodily Injury Coverage	If you're injured in an automobile accident by a negligent uninsured driver, would you want some help meeting your medical expenses and financial obligations? Uninsured Motorist Bodily Injury Coverage provides protection if you or your family are injured in a covered accident caused by a negligent uninsured driver.
Medical Payments Coverage	If you´re injured in an accident, could you afford to pay the medical expenses? Medical Payments Coverage provides payment for the reasonable and necessary medical treatments you or your family incur as a result of a covered accident.

Protect Your Automobile with Property Coverages

Coverage	Description
Collision Coverage	Your vehicle is an asset that you want to protect, maintain and repair if there are any damages. Collision Coverage pays for damages to your automobile resulting from a covered accident with another car, or a covered collision with most anything else (such as a tree).
Comprehensive Coverage	Accidents happen—and they're not always the result of a collision with another vehicle. Comprehensive Coverage pays for damage to your vehicle that is not caused by collision, which may include, among other things, protection for damage caused by fire, hail, theft and vandalism, falling objects, explosion, and earthquake.

Additional Optional Coverages to Protect Your Assets

Coverage	Description
Rental Reimbursement Coverage	If your car is being serviced or repaired due to a covered loss, you don't have to be without transportation. Rental Reimbursement Coverage reimburses you for the cost of renting a car from a rental agency or garage—up to your coverage limits.
Towing and Labor Costs Coverage	Are you reliant on transportation to complete your daily activities? Towing and Labor Costs Coverage reimburses you (up to the applicable limit) for your necessary towing charges should your car become disabled.

Other Optional Coverages May Include:

Automobile Death Indemnity Insurance
Automobile Disability Income Protection
Sound System Coverage
Tape Coverage (includes CDs)